top of page

Venture Debt Financing:
See How Lenders Evaluate
Your Company

A structured, institutional‑grade framework that gives technology founders and finance leaders a clear view of lender expectations so they can decide if, when, and how to raise venture debt.

10‑minute · No company name required

Who is it for

Built for growth-stage tech leadership teams

Designed for CEOs & CFOs at technology companies.

Based in US, UK, and Europe

Seeking $1-25M Financing

Revenue-Generating

MARKET REALITY

How lenders assess risk vs. equity

The venture debt market is data driven

Lenders assess 50+ parameters and each lender weighs them differently. Lenders’ criteria is fundamentally different from equity investment criteria.

The Blind Meeting Risk

Entering lender meetings without knowing how your company maps to lender criteria leads to wasted cycles and avoidable rejections.

circle image

Institutional-Grade Analysis

We translate lender evaluation logic into clear signals, helping you approach the right lenders with the right structure from day one.

cubs image

PROVEN IN PRACTICE

Analysis grounded in real venture debt decisions

The evaluation frameworks behind this assessment were developed and refined through real venture debt transactions advised by Butterfi, a leading venture debt advisory firm. They reflect how lenders assess risk, structure terms, and make credit decisions across growth-stage technology companies.

Our Track Record

$600M+

500+

100+

in debt transactions

companies evaluated

lenders mapped

Trusted by Founders and Startup Leaders

“This unique, data-driven approach helped us navigate the venture debt market and evaluate our financing options professionally.”

Alex Halkin

CEO, Competera

“The guidance and market knowledge we received helped us position the company correctly and engage with the right venture debt partners.”

Daniel Grunstein

CEO, Crowded

“The initial questionnaire was extremely helpful and quickly delivered lenders that truly understood our space.”

Michael Fleischman

CFO, Kerv.ai

“The process was streamlined and quickly helped us map the market and identify which lenders were relevant to our company.”

Ari Nielsen

COO, Loop&Tie

“It was a very user-friendly and effective way to navigate the venture debt process.”

Aaron Ganz

CFO, Flywl

“It’s a perfect solution for startups that don’t have the resources to screen the venture debt market.”

Francesco Glielmino

CEO, Cuebiq

Be prepared before your first lender meeting

Use the same assessment other founders completed before approaching lenders.

No email required · Immediate insights 

SAFE HARBOR APPROACH

An expert analysis tool,
not a lead form.

Institutional-grade analysis built for management and financial teams seeking clear, professional guidance on their real debt options.

Why this assessment is safe harbor:

No PII Collection

We never ask for your company name or identifying information.

Real Market Data

The analysis reflects real evaluation approaches used by hundreds of debt providers.

Honest, Objective Outcomes

Actionable, objective insights into your company’s debt profile.

report example image

01

Answer 20 focused questions

The assessment covers the same factors lenders evaluate funding potential.

We’ve stripped away the fluff to focus on parameters that actually move the needle.

Access institutional-grade analysis

How the venture debt assessment works

No email or company name required to start.
Get immediate insights based on how lenders evaluate companies.

02

See the lender perspective

As you progress, the tool explains how venture debt lenders may interpret your financials and KPIs, including tradeoffs around timing, structure, and risk.

03

Understand your debt readiness

By the end, you'll see whether venture debt may fit your company today, what lenders will likely focus on, and where gaps may exist.

Ready to see how lenders may evaluate your company?

10 minutes · Immediate insights · Anonymous

who we are

Built by operators,
not brokers.

We have been on both sides of the table structuring deals advising founders, and building products that scale.

Eitan profile photo

Eitan Zepkowitz

25 years structuring venture debt and alternative financing transactions. Led $600M in debt transactions, advised more than 500 companies, and founded several structured-finance funds. Designed the venture debt evaluation frameworks developed for this assessment.

Tali profile photo

Tali Kamer

Product builder and former leader at Microsoft and Wix. Built and scaled products across fintech, real estate, and enterprise technology. Created this assessment to help leadership teams access the right capital at the right time without blind spots.

LENDER CONTEXT

Key terms lenders actually evaluate

Revenue visibility

How predictable your future revenue is sometimes more important than current revenue.

Customer base and retention

The quality and diversity of your customers and the potential churn.

Runway quality

Not just months of runway, but your actual path to profitability and funding plans.

FAQ

Venture debt FAQs

Do I qualify for Venture Debt?

For non-recourse debt, many lenders focus on technology companies with some revenue (ideally over $1M) or on startups that have recently raised a VC round (preferably within the last 12 months).

Venture Debt vs. Equity?

Debt is non-dilutive. It is ideal for runway extension or growth when revenue is predictable. Equity is better for high-risk R&D. Often debt is used to grow your valuation before selling more shares.

How much can I raise?

The amount you can raise depends on several factors. For instance, in non-recourse revenue-linked lending structures for software companies, loan sizes typically range between 30% and 50% of net revenue.

Connect with us

Expert guidance on your debt readiness.

Have questions or want to learn more about venture debt? Our team supports growth-stage founders in navigating complex financing frameworks. Submit your details and expect a response within one business day to discuss your company’s specific path to non-dilutive capital.

Ask us anything about venture debt

bottom of page